Retirement Plan Benchmark Tool
Enter your plan's costs to see where they fall against typical industry ranges. Costs well above the typical band are one of the most common signals that a retirement plan deserves a closer legal look.
Is your 401(k) quietly costing you money?
Most people have no idea what their workplace retirement plan charges them — or how much it quietly adds up to over the years. These free tools spell it out in plain English. No jargon, no cost, and nothing you need to look up.
Retirement Plan Benchmark Tool
A good plan keeps costs low. This shows whether your plan's charges land in the normal range — or well above it, which is one of the most common reasons plans get a closer legal look. Don't know your exact numbers? We've filled in typical ones so you can still see how it works.
The "normal range" is a general industry reference, not a legal line. But costs above it are one of the most common reasons a plan gets a closer look — and that look is free.
Worried by what you see? Talk to an attorney — free.
You don't have to understand any of this. If these numbers look off, a free, confidential review will tell you in plain English whether your employer's plan may owe you money. You pay nothing unless money is recovered, and your employer is never contacted without your okay.
A quick note. These tools give rough, illustrative estimates based only on what you enter and on simple assumptions (steady yearly growth, no taxes). They are not financial or legal advice, not a prediction of any outcome, and they don't prove that anyone did anything wrong or that any money can be recovered. Any actual recovery is decided by a court and depends on facts these tools can't capture. Using this tool doesn't make us your lawyers, and prior results don't guarantee a similar outcome. Attorney Advertising.
How to read your result
- Each bar shows where your plan sits versus a typical range for plans of similar size.
- Costs in the upper end (or above) are common indicators of a fee case.
- Benchmarks here are illustrative — actual reasonable ranges depend on plan size and services.
- An 'above typical' result is a reason to request a free review.
Common reasons plans get reviewed
If your result looks concerning, these are the practice areas that most often line up with what this tool measures.
Frequently asked questions
Does this tool cost anything?
No. It's free, anonymous, and there's no obligation. You don't have to share your contact info to use it.
Is this a guarantee of how much I can recover?
No. It's an illustrative estimate, not legal advice or a prediction of any individual outcome. Actual results in ERISA cases depend on the facts of the plan and the court.
What should I do if my result looks concerning?
Request a free, confidential case review. An ERISA attorney will tell you honestly whether your situation looks like a case.
How are the figures calculated?
Using transparent, illustrative formulas — compounding projections, published fee benchmarks, or weighted self-assessment scoring. The component shows its assumptions inline.
Where do the benchmark ranges come from?
From published 401(k) and 403(b) industry fee studies. They're illustrative; counsel will apply the specific reasonable range for your plan size and services.
Related calculators
All calculators →Was your 401K plan named in a lawsuit?
A licensed ERISA attorney from ERLG will respond within one business day. Confidential. No cost to consult.
- Speak directly with an ERISA attorney.
- Contingency representation — no fee unless we recover.
- Confidential. Your employer is never contacted without your consent.
A few quick questions — no legal or financial know-how needed. We'll give you an honest read on whether your situation is worth a closer look.
What kind of retirement plan do you have through work?
Don't worry if you're not sure — just pick the closest one.