Fiduciary Breach Exposure Calculator
This tool illustrates the gap between your plan and how a prudent fiduciary might have managed its fees and investments. The figure is an illustrative estimate of potential harm — not a legal finding that any breach occurred.
Is your 401(k) quietly costing you money?
Most people have no idea what their workplace retirement plan charges them — or how much it quietly adds up to over the years. These free tools spell it out in plain English. No jargon, no cost, and nothing you need to look up.
Fiduciary Breach Exposure Calculator
The law says the people running your plan must act in your best interest — choosing fair fees and sound investments. This shows the gap between how your plan performed and how a careful, well-run plan might have. It's an illustration, not a legal finding — but a big gap is exactly what these cases are about. Typical numbers are pre-filled.
This is an estimate, not proof of anything — only a court can decide if a duty was breached. But a wide gap is the warning sign that makes a free review worthwhile.
Worried by what you see? Talk to an attorney — free.
You don't have to understand any of this. If these numbers look off, a free, confidential review will tell you in plain English whether your employer's plan may owe you money. You pay nothing unless money is recovered, and your employer is never contacted without your okay.
A quick note. These tools give rough, illustrative estimates based only on what you enter and on simple assumptions (steady yearly growth, no taxes). They are not financial or legal advice, not a prediction of any outcome, and they don't prove that anyone did anything wrong or that any money can be recovered. Any actual recovery is decided by a court and depends on facts these tools can't capture. Using this tool doesn't make us your lawyers, and prior results don't guarantee a similar outcome. Attorney Advertising.
How to read your result
- The output is an illustrative gap, not a damages calculation.
- Large gaps suggest the kind of pattern courts look at in fiduciary-breach cases.
- Counsel will measure actual exposure against the proper benchmark and class period.
Common reasons plans get reviewed
If your result looks concerning, these are the practice areas that most often line up with what this tool measures.
Frequently asked questions
Does this tool cost anything?
No. It's free, anonymous, and there's no obligation. You don't have to share your contact info to use it.
Is this a guarantee of how much I can recover?
No. It's an illustrative estimate, not legal advice or a prediction of any individual outcome. Actual results in ERISA cases depend on the facts of the plan and the court.
What should I do if my result looks concerning?
Request a free, confidential case review. An ERISA attorney will tell you honestly whether your situation looks like a case.
How are the figures calculated?
Using transparent, illustrative formulas — compounding projections, published fee benchmarks, or weighted self-assessment scoring. The component shows its assumptions inline.
What's a 'prudent fiduciary' benchmark?
An informed comparison to what a careful fiduciary running a similar plan would have selected for fees and investments — derived from the record, not from a single index.
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- Confidential. Your employer is never contacted without your consent.
A few quick questions — no legal or financial know-how needed. We'll give you an honest read on whether your situation is worth a closer look.
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