Retirement Plan Settlement Value Estimator
This tool estimates the illustrative, plan-wide alleged loss that can drive a retirement-plan case — total plan assets times an estimated fee/return gap over the class period. It is not a prediction of what any individual would receive; actual recoveries are set by the court and depend on many factors.
Is your 401(k) quietly costing you money?
Most people have no idea what their workplace retirement plan charges them — or how much it quietly adds up to over the years. These free tools spell it out in plain English. No jargon, no cost, and nothing you need to look up.
Retirement Plan Settlement Value Estimator
When a whole plan is overcharged, the harm adds up fast across everyone in it. This gives a rough, illustrative sense of the total amount at stake for the entire plan — NOT what any one person would receive. Real recoveries are set by a court and depend on many things; per-person amounts are usually far smaller.
*This is the plan-wide figure split across everyone, shown only for context. It is NOT a prediction of what you or anyone would actually receive — that's decided by a court and is usually much smaller. A free review can explain what your situation may be worth.
Worried by what you see? Talk to an attorney — free.
You don't have to understand any of this. If these numbers look off, a free, confidential review will tell you in plain English whether your employer's plan may owe you money. You pay nothing unless money is recovered, and your employer is never contacted without your okay.
A quick note. These tools give rough, illustrative estimates based only on what you enter and on simple assumptions (steady yearly growth, no taxes). They are not financial or legal advice, not a prediction of any outcome, and they don't prove that anyone did anything wrong or that any money can be recovered. Any actual recovery is decided by a court and depends on facts these tools can't capture. Using this tool doesn't make us your lawyers, and prior results don't guarantee a similar outcome. Attorney Advertising.
Important: This estimator illustrates plan-wide alleged loss, not a prediction of any individual settlement or recovery. Actual individual amounts depend on class structure, the court, and many other factors.
How to read your result
- The output is plan-wide, not per-participant.
- It is an illustrative starting point for class-loss discussion — not a settlement number.
- Any individual share would be a small fraction of the plan-wide figure.
- Actual settlements are influenced by many legal and factual factors.
Common reasons plans get reviewed
If your result looks concerning, these are the practice areas that most often line up with what this tool measures.
Frequently asked questions
Does this tool cost anything?
No. It's free, anonymous, and there's no obligation. You don't have to share your contact info to use it.
Is this a guarantee of how much I can recover?
No. It's an illustrative estimate, not legal advice or a prediction of any individual outcome. Actual results in ERISA cases depend on the facts of the plan and the court.
What should I do if my result looks concerning?
Request a free, confidential case review. An ERISA attorney will tell you honestly whether your situation looks like a case.
How are the figures calculated?
Using transparent, illustrative formulas — compounding projections, published fee benchmarks, or weighted self-assessment scoring. The component shows its assumptions inline.
Does this estimate what I would personally receive?
No. This is a plan-wide illustrative estimate. Individual recoveries depend on the court, the class structure, and many other factors.
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All calculators →Was your 401K plan named in a lawsuit?
A licensed ERISA attorney from ERLG will respond within one business day. Confidential. No cost to consult.
- Speak directly with an ERISA attorney.
- Contingency representation — no fee unless we recover.
- Confidential. Your employer is never contacted without your consent.
A few quick questions — no legal or financial know-how needed. We'll give you an honest read on whether your situation is worth a closer look.
What kind of retirement plan do you have through work?
Don't worry if you're not sure — just pick the closest one.